Important Time Management Tool

February 7th, 2015

There are tons of reasons why you should keep close tabs on your daily planned production. Do you have any idea how much time you spent on Facebook last month? If you have nothing at all  it will make no difference but you might like to know much time you spent reading the paper, watching TV, shopping, and  many other activities. By using this time sheet religiously and continuously and saving to your computer or printing each sheet and posting in a notebook for your future reference. If someone is paying you by the hour for a personal project you will have a record justifying every hour of  your important time. 

Unless you have been tracking your time closely you will find that this system of self management to be aggravating and intimidating. After you use this simple time recording sheet for one week you will readily see the value. Now you can go back 9 months  and 4 days and review what you were doing.

Now you have a new and valuable work tool that I know you will like very much.

Very Best Regards,

LGM

Click on the link below to download your best office helper “Time Management”

http://www.12path.com/TimeMgmt/FreeGift/

You should edit this sheet and replace my name and other items with your name and work items, Copy this on your computer and  play around with this sheet. There is nothing that you can break or mess up. After fill in the data just for fun plug in some hours and notice that it keeps daily and weekly totals. Have fun and enjoy!

Be The Michael Jordan of Grilling a Steak

June 20th, 2014

Many Sports Fans may or may not be a basketball fan but most all like a really good steak and here is a fantastic document for grilling a steak that is out of this world. Grate for the 4th of July, Labor day, Valentines Day and any other time if you can save up enough money to purchase a prime cut of meat like the one described in  the description.

Incentive Killer of Authors, Bloggers and Publishers

May 26th, 2014

It is a sad but true fact that there are thousands of great bloggers and article publishers that work very hard and strive to produce helpful useful and factual articles. All of their hard work seems to be in vain as less than 5 percent of their comments returned are from interested readers expressing their appreciation and asking for more good articles. The remainder of all comments is from free loaders without incentive to do anything constructive but to splatter the other blogs with their advertisements for pawn shops, new and used cars, jewelry stores and drug treatment facilities located thousands of miles from the subject blogger’s location.

Much of my time is wasted reading comments with no useful information that I declare as spam or trash. Even the good and valuable comments are duplicated and I strive to only approve the best and most useful to the readers.

At the birth of this Word Press blog I planned and wanted to produce at least two articles each week but had a damper thrown on my eagerness by the blog hecklers that have no interest in doing anything of value.

I sincerely hope that I can move beyond these interruptions and get back to finding and producing good articles for advancement of mankind.

Wishing you the very best in all your endeavors,

LGM

Ladies Having Heart Attack Is Different Than Men !

March 11th, 2014

I did not know that a heart attack could be different between two human beings, but just received a detailed report from a Registered Nurse that gives details of what she felt as she was having a heart attack. This report was so detailed and complete that you will have to read this article. I do not know the Author that deserves full credit and a gold medal but salute her for doing an exceptional and superb writing. The article follows for your observance and reading pleasure.


NURSE’S HEART ATTACK EXPERIENCE

I am an ER nurse and this is the best description of this event that I have ever heard. Please read, pay attention, and send it on!

FEMALE HEART ATTACKS

I was aware that female heart attacks are different, but this is the best description I’ve ever read.

Women rarely have the same dramatic symptoms that men have … you know, the sudden stabbing pain in the chest, the cold sweat, grabbing the chest & dropping to the floor that we see in movies.. Here is the story of one woman’s experience with a heart attack.

I had a heart attack at about 10:30 PM with NO prior exertion, NO prior emotional trauma that one would suspect might have brought it on. I was sitting all snugly & warm on a cold evening, with my purring cat in my lap, reading an interesting story my friend had sent me, and actually thinking, ‘A-A-h, this is the life, all cozy and warm in my soft, cushy Lazy Boy with my feet propped up.

A moment later, I felt that awful sensation of indigestion, when you’ve been in a hurry and grabbed a bite of sandwich and washed it down with a dash of water, and that hurried bite seems to feel like you’ve swallowed a golf ball going down the esophagus in slow motion and it is most uncomfortable. You realize you shouldn’t have gulped it down so fast and needed to chew it more thoroughly and this time drink a glass of water to hasten its progress down to the stomach. This was my initial sensation–the only trouble was that I hadn’t taken a bite of anything since about 5:00 p.m.

After it seemed to subside, the next sensation was like little squeezing motions that seemed to be racing up my SPINE (hind-sight, it was probably my aorta spasms), gaining speed as they continued racing up and under my sternum (breast bone, where one presses rhythmically when administering CPR).

This fascinating process continued on into my throat and branched out into both jaws. ‘AHA!! NOW I stopped puzzling about what was happening — we all have read and/or heard about pain in the jaws being one of the signals of an MI happening, haven’t we? I said aloud to myself and the cat, Dear God, I think I’m having a heart attack!

I lowered the foot rest dumping the cat from my lap, started to take a step and fell on the floor instead. I thought to myself, If this is a heart attack, I shouldn’t be walking into the next room where the phone is or anywhere else…. but, on the other hand, if I don’t, nobody will know that I need help, and if I wait any longer I may not be able to get up in a moment.

I pulled myself up with the arms of the chair, walked slowly into the next room and dialed the Paramedics… I told her I thought I was having a heart attack due to the pressure building under the sternum and radiating into my jaws. I didn’t feel hysterical or afraid, just stating the facts. She said she was sending the Paramedics over immediately, asked if the front door was near to me, and if so, to un-bolt the door and then lie down on the floor where they could see me when they came in.

I unlocked the door and then laid down on the floor as instructed and lost consciousness, as I don’t remember the medics coming in, their examination, lifting me onto a gurney or getting me into their ambulance, or hearing the call they made to St. Jude ER on the way, but I did briefly awaken when we arrived and saw that the radiologist was already there in his surgical blues and cap, helping the medics pull my stretcher out of the ambulance. He was bending over me asking questions (probably something like ‘Have you taken any medications?’) but I couldn’t make my mind interpret what he was saying, or form an answer, and nodded off again, not waking up until the Cardiologist and partner had already threaded the teeny angiogram balloon up my femoral artery into the aorta and into my heart where they installed 2 side by side stints to hold open my right coronary artery. 

I know it sounds like all my thinking and actions at home must have taken at least 20-30 minutes before calling the paramedics, but actually it took perhaps 4-5 minutes before the call, and both the fire station and St Jude are only minutes away from my home, and my Cardiologist was already to go to the OR in his scrubs and get going on restarting my heart (which had stopped somewhere between my arrival and the procedure) and installing the stents.
Why have I written all of this to you with so much detail? Because I want all of you who are so important in my life to know what I learned first hand.
 

1. Be aware that something very different is happening in your body, not the usual men’s symptoms but inexplicable things happening (until my sternum and jaws got into the act). It is said that many more women than men die of their first (and last) MI because they didn’t know they were having one and commonly mistake it as indigestion, take some Maalox or other anti-heartburn preparation and go to bed, hoping they’ll feel better in the morning when they wake up… which doesn’t happen. My female friends, your symptoms might not be exactly like mine, so I advise you to call the Paramedics if ANYTHING is unpleasantly happening that you’ve not felt before. It is better to have a ‘false alarm’ visitation than to risk your life guessing what it might be! 

2. Note that I said ‘Call the Paramedics.’ And if you can take an aspirin. Ladies, TIME IS OF THE ESSENCE! 

Do NOT try to drive yourself to the ER – you are a hazard to others on the road. 

Do NOT have your panicked husband who will be speeding and looking anxiously at what’s happening with you instead of the road. 

Do NOT call your doctor — he doesn’t know where you live and if it’s at night you won’t reach him anyway, and if it’s daytime, his assistants (or answering service) will tell you to call the Paramedics. He doesn’t carry the equipment in his car that you need to be saved! The Paramedics do, principally OXYGEN that you need ASAP. Your Dr. will be notified later. 

3. Don’t assume it couldn’t be a heart attack because you have a normal cholesterol count. Research has discovered that a cholesterol elevated reading is rarely the cause of an MI (unless it’s unbelievably high and/or accompanied by high blood pressure). MIs are usually caused by long-term stress and inflammation in the body, which dumps all sorts of deadly hormones into your system to sludge things up in there. Pain in the jaw can wake you from a sound sleep. Let’s be careful and be aware. The more we know the better chance we could survive.

A cardiologist says if everyone who gets this mail sends it to 10 people, you can be sure that we’ll save at least one life. 

*Please be a true friend and send this article to all your friends (male & female) who you care about!*

LGM

Reminders to Mature Adults

March 7th, 2014

Reminders For Mature Adults

The purpose of this article is to review health issues that I feel sure every adult knows but chooses not to think about. Many of us put off going to the doctor as long as we can and for many this may be years.

When you finally break down and go to the doctor he can detect many ailments and issues from a blood test and treat you appropriately putting you back on your feet and back in your daily routine. That is great but now let me remind you of real problems that cannot be readily found with a routine checkup or a blood test.

  1.  A clogged artery to or from your heart. I found that I had three heavily clogged arteries during a routine yearly physical examination during a treadmill test. Within weeks I had this repair made and behind me. Without the physical exam I would not be typing this article today. This procedure is covered by most insurance including Medicare. Something to think about.
  2. 2.    (AAA) Abdominal Aortic Aneurysm can be found by a simple screening that is quick and easy. When mine was found there was one large and a small one.

There was speculation by the doctor that I may have been carrying the larger one around for 8 to 10 years based on the normal growth rate. If this type aneurysm ruptures or tears you had better be on an operating table and opened up within 30 minutes for even a chance to survive. If it is found before a rupture there is a new and better way to repair the problem without having to open you up. A large stent better known as a graph can be inserted through the groin and threaded up through the aorta and connected to the aortic wall with metallic clips above and below the affected areas.This acts like a blowout shoe inside a tire. It takes the pressure off of the ballooned area of the aorta. This procedure is covered by insurance and Medicare.

Without testing you may never feel pain or have any idea that you may be close to your destiny.

  1. 3.    Colon Cancer is a very serious health problem that may require removal of a section of the intestine and further treatment(s) such as chemo or radiation. This is another health issue that is easily detected by having a colonoscopy. The preparation is worse than the testing procedure. The procedure only takes 30 to 45 minutes and maybe an hour in recovery. I personally am overdue for this one and know that I am taking a risk.At my last colonoscopy some polyps were removed.

Please be aware of these risks and plan for a time to have this life saving procedure to be scheduled. Health insurance and Medicare will cover this testing.

  1.   Pancreatitis is another ailment that can be detected by X-ray and possibly Ultrasound. This is an infection of the pancreas and curable with medication. Usually with this procedure an endoscopy will be scheduled to look around in the stomach for other ailments. In my case they found that I have Barrett Esophagus and that is another whole story. You must look this this up and read about this. I had absolutely no symptoms of any kind and it was found using MRI.   If you have a Medicare Handbook take a look at Medicare part B (Medical Insurance) and you will see a long list of tests that are covered. Do not sit back and think I will get checked when I have a bad pain as that may be too late. Maybe I am just nosy but I look at the obituaries almost every day and look to see the cause of death but it usually does not tell. Sometimes it may state that death was due to (an aneurysm but no further description as brain, stomach or other, sometimes  it will say natural death) So many people die prematurely due to their lack of attention to their own health needs or having routine doctors checkups as needed. It is always sad to hear someone say “ I can’t believe he passed away, he hasn’t been to a doctor in 5 or 10 years and  he seemed so healthy”.

I hope this article will cause you to think more about your own body.                                                                                     It is the only one you have and I hope  you will take good care of it.

LG Mayberry

lg@lgmayberry.com

 

 

 

 

Learning to Live within Your Means During Retirement

February 4th, 2014

One of the biggest responsibilities for planning a retirement is exactly that – planning. And included in that planning is the creation of a budget to ensure you don’t spend more than you can afford.

 No matter how well prepared you are for your retirement financially, you still need to live within your means. There are several tips for achieving that task.

 Create a Retirement Budget

 Once you have retired, it may be easy to feel free of your employment obligations. Sometimes that also includes the feeling that money is no longer a worry or obligation. However, nothing could be further from the truth.

I retired more than 10 years ago and did not do the things that I should have done and now I am paying for my mistakes. That is what prompts me to write this review as a warning to the soon to be retired persons.

At the young age of 59 ½ you can convert your 401K account to an IRA and have it planted in a big name bank most likely in a Mutual Fund of some sort. Thus far you have done everything right. This is where things started to go south for me. You will be contacted multiple times by the bank (VPs) Investment Advisors with great Opportunities along with invitations to lavish dinners at a ritzy Country Club or City Club for a dog and pony show. I should have turned and ran from this offer but was gullible just as many others are.

The next thing you will get is a strong recommendation to accept a managed fund that would make you lots of profits for only a 1% (of total funds). Ask to see a track record and check with others in the same managed fund. I failed to do this and have been kicking myself ever since. Always look and review your monthly statements, when received as email I find it harder to find time to look at them. When I get statements by mail I take more time and examine them much better. Every statement that I received seemed to be negative. I would call or email my financial advisor and tell him that the elevator is continually going down and I want to get off now and get back on when it is on the way up. But you guessed it, he would always say “you can’t do that because you will miss the ride on the way back up”. Yep another lavish dinner, I yelled and complained until I had the money placed back in cash. Then many months later I was dumb enough to talk to another advisor who called because I was withdrawing funds monthly for living expense and he was worried because I did not have an investment to replace the monthly draws. He advised that he had just learned about an insurance bond that was no load and yielding almost 6% P/M and would cover my draw. Yep I got it again, the cost of the bonds has been deducted along with related charges and my cash keeps decreasing. I will soon tackle this bond event and roll all of my IRA funds to another firm and into a self-directed fund where I can lose my own money and not have anyone to blame. To wrap up this boring report I will leave you with something you must engrave into your brain..

Financial investing advisors will enjoy spending your money and even though you are suffering losses the advisors are putting money into their pockets. If you take this advice you will be happier and much better off financially.

For the last four years I have been working to put a book together researching the various ways and methods available to investors and traders and giving a brief description of the plans and tools. If you would like to see the e-book cover you can find it at my personal web site. http://www.lgmayberry.com (click on investing) I hope to have the e-book completed and posted for sale in a couple of months.

I wish you the very best in everything you undertake.

LGM

Searching For Health Insurance !

November 28th, 2013

It seems as though everyone is scrambling and searching for health insurance to get them through another year.
If I added up all of the days spending a few hours I probably would have wasted two or three days behind the computer reading the sales propaganda, looking at pricing charts using a calculator and scribbling with pencil and paper.
It is kind of like fishing but not as much fun. I will land what I think is a good choice and a fair price until I read the fine print and find out that it excludes diabetic medicines.
The diabetic medicines are probably the most expensive of all the items on my list. Day after day you just keep on looking and get more aggravated with time.
I guess I should not get so aggravated because I am not the only person doing this.
I put this in the same category as the daylight saving time change. I don’t like it but there is nothing I can do about it.
LGM

Makes Little Boys And Girls Feel Very Important and Proud

November 17th, 2013

Our Little People are Important and Will Remember the Little Things We Do For Them

I can attest that  after seeing results in my grandchildren, niece and nephews and hearing the phrase for the I’m So Proud Booklet This program makes the little people feel really proud because every time they do a small chore good they are given a trophy and recognized. It makes the little people feel very important and very proud.  Here is where you can find this Booklet at a real bargain: http://www.lgmayberry.com/proud1 ! ! ! !        If you want to make all the little people proud then you need to act now and take advantage of  the discounts. This booklet will become a part of the family history and looked back at as a treasure.

LGM

 

We All Should Be Concerned

November 15th, 2013

The Paths That Our Schools Are Taking

I think all of us have reasons to be concerned about the operation of our public schools when you see the shocking reports with regards to “The Common Core” and the “Pledge Of Allegiance” to  Our old faithful US Of A American Flag.

When the grading curve is so bent that an academic grade of “C” puts the student on the honor roll there is something bad wrong with the admin and the teachers.

It is also reported that teachers not wanting to have the pledge of allegiance are complaining about not having enough time to do the pledge. Reciting the pledge was timed and found to take all of 12 seconds. This makes me believe that we really do need longer school days.  

LGM

Greek Philosophy 101

November 9th, 2013

Greek Philosophy From A Very Missed Friend

His name was John and I referred to him as Johnny the Greek. We were the best of friends for more than 50 years and had lunch together regularly for 30 years, John would say that we broke bread together for 3 decades.

Upon his passing we found that he was blessed with hundreds of friends and all would have funny stories to tell.

Often we would discuss financial situations and conditions of the Greeks and the domestic Anglos. John was proud to talk of his heritage and how the Greek immigrants would come to this country with nothing and were proud enough to learn the language and find work to support themselves. John was fast to point out that you never see Greeks on government assistance such as welfare, food stamps or any of the other programs provided and supported by the system.

Our conversations would end talking about the wealth and fame of the Greeks. They own and manage more than 80% of the restaurants, bakeries and food supply establishments. The remainder are contractors, attorneys and other high tech persons of honorable respect.

Johnny The Greeks Explanation:

When there happens to be a great opportunity made public the local Anglos will get excited and go home to discuss it with his wife. Then his wife wants to go talk to their attorney and some of their friends and after a consensus is arrived and they are ready to make the purchase or take the lease they find out that a little Greek man had already bought the opportunity and taken the lease and was making lots of money. Johnny says that while the American Anglo wants to think about the opportunity for a while that when the Greeks see an opportunity they jump right on it and work extra hard to make it a successful venture.

Johnny’s explanation is a pretty good assessment of why most of the Greek American population is successful.

The Old Gray Haired Anglo’s Answer and Comments:

Although there is some truth in the Greek Philosophy there is much that can be added in defense of the American Anglo.

We have become accustomed to being laid back and easy- going. We do try to examine and justify every move, especially the ones that have to do with our finances. Almost all of the Anglos have determination in getting done what we have to do to insure our comfort and our health. When we get older we have to transform our normal actions from running, climbing ladders, working on high roofs and ledges.

Unless we have saved and amassed enough money to live the good life we are learning to earn a living by doing other projects such as writing books, manuscripts and finding ways to market them electronically. Online marketing is without doubt the easiest method of earning without leaving the comfort of your own home, setting your own work hours to accommodate leisure time with your family, yard work and hobbies. If you don’t want to write there are hundreds of opportunities marketing products as an affiliate and receive your commissions electronically without ever leaving home.

We Anglos are blessed with ways and means to make a living with minimum stress, fewer problems and lots of fun and enjoyment. I am publishing this to let you know that old dogs can learn new tricks. I am getting older, learning more every day and here is where I found a starting place:

http://www.12path.com/WorkAtHome/PeaceOfMind/

Have a great day and never stop thinking about the future.

 

L.G. Mayberry